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Down Payment Assistance: The Home Buyer's Secret Sauce

It's really no secret but there are still many people who don't know about down payment assistance. Down payment assistance is a grant that first time home buyers can use to finance the down payment of their home purchase. Home buyers can receive up to $15,000 in down payment assistance! The best part? This money never has to be paid back.

You might be thinking, "well, I have already owned a home so this isn't for me." Well "first time" home buyer is a bit of a misnomer. A "first time" home buyer is someone who has not had an ownership interest in a property in the last three years. This does not mean being on a lease. This means being an owner of any property. If you fit this "first time" home buyer definition, you may be eligible any of the several down payment assistance programs available to consumers today.

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One of the most common misconceptions about Real Estate is that you need 20% of the purchase price to purchase a home. That is simply not the case. These days, consumers have more choice than ever when it comes to securing a mortgage for themselves.

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